Making ends meet can be a challenge for any family. The paycheck never seems sufficient and the debt is overwhelming. It is easy to think that more money would solve the problem, but what if poor money management is at the root of the problem?
There are steps you can take right now to help ease your financial burdens. Thomas E. Zordani has some tips from his book Faith Finances:
Keep a written budget
Pay yourself first and establish an emergency fund
Eliminate debt until only the mortgage remains
Implement a retirement savings plan
Pay off the mortgage
Give and save in abundance
These steps are just the beginning to organizing your finances and better understanding stewardship within your own family’s resources. The many books in this category will help put you back on the track to prosperity and give you money habits that will solve your worries.
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